Borrow what you need. Repay exactly what you borrowed.
Qard Al-Hasan is a benevolent loan — no interest, no hidden fees, ever. Just the amount you borrowed, paid back on a schedule you both agree to.
Exactly what you borrowed — never a cent more required.
What is Qard Al-Hasan?
A goodly loan: one party lends money to another with no interest and no profit motive. The borrower repays only the principal — the exact amount they received — on a schedule both sides agree to upfront.
No interest, ever
Whatever you borrow is exactly what you repay — never a fixed extra, never compounding.
Built on mutual trust
No collateral, no credit score — just an honest commitment between borrower and lender.
Generosity, never required
A borrower may choose to give something extra out of gratitude — but it's never expected or asked for.
How this differs from a conventional loan
| Conventional loan | Qard Al-Hasan | |
|---|---|---|
| Interest | Fixed rate, often compounding | None — ever |
| If you fall behind | Late fees and penalty interest | Flexible extension, no penalty |
| What you owe | Principal plus interest over time | Exactly what you borrowed |
How it works
The journey, whether you're borrowing or lending.
As a Borrower
- Step 1
Request a loan
Share the amount, purpose, and a repayment schedule you can commit to.
- Step 2
Get funded
Once a lender commits, funds are sent directly to you.
- Step 3
Repay on schedule
Pay back the exact principal, installment by installment.
- Step 4
Build trust
Reliable repayment makes it easier to borrow again.
As a Lender
- Step 1
Browse requests
See who needs support and their proposed schedule.
- Step 2
Choose to lend
Commit an amount you're comfortable giving.
- Step 3
Funds are disbursed
Your capital goes directly to the borrower.
- Step 4
Get repaid
Receive your principal back as scheduled — nothing more expected.
Built on clear principles
Never interest
Extra above principal is never charged or required.
Full transparency
The repayment schedule is agreed upfront and visible to both sides.
Room to renegotiate
If circumstances change, schedules can be extended by mutual agreement.
Understand the risk before you lend
A Qard Al-Hasan is not a guaranteed return of capital. If a borrower is genuinely unable to repay, you may not get everything back. Lend only what you're prepared to give without expecting it back.
Simple, transparent pricing
Qard Al-Hasan itself never carries interest — this is only the platform's own subscription for hosting your lending activity.
Qard al-Hasan
$24.95/ month
Everything in Hadiya, plus access to interest-free loans.
Financing range: $1,000 – $10,000
- All Hadiya Features
- Request Interest-Free Loans
- Loan Management Tools
- Qard al-Hasan Analytics
Frequently Asked Questions
Get ready for Qard Al-Hasan
Whether you need support or want to give it, it starts here.
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