A secure, frictionless way to collect repayments
Create a unique, private link that lets your borrower view their upcoming instalments and pay you directly via credit card. No account required for the borrower.
How it works in practice
Four simple steps from creating the loan record to receiving funds.
1. Record & Enable
Log your private loan on QardHasana and toggle on the shareable link feature.
2. Send securely
Copy the unique secret URL and message it to your borrower via WhatsApp or email.
3. They choose & pay
The borrower opens the link, sees the remaining schedule, selects instalments, and pays via Stripe.
4. Automatically tracked
Funds go to your payout account, and both of your dashboards update instantly.
No interest, ever
Amounts are strictly the principal owed. The borrower only pays the exact instalment amount.
No borrower account needed
Borrowers can access the link and make payments seamlessly without needing to register.
Secret & controllable
The link is a random secret. You can regenerate or disable it entirely with one click.
Direct to your bank
Payments flow directly to your connected Stripe account, never held by us.
Privacy by design
A repayment link is only visible to whoever you share it with. If a user is signed in when they first open it, they'll be securely locked in as the borrower. The view is strictly read-only and designed to protect financial privacy.
Frequently Asked Questions
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