Private debt, repaid with dignity

A secure, frictionless way to collect repayments

Create a unique, private link that lets your borrower view their upcoming instalments and pay you directly via credit card. No account required for the borrower.

See how it works

How it works in practice

Four simple steps from creating the loan record to receiving funds.

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1. Record & Enable

Log your private loan on QardHasana and toggle on the shareable link feature.

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2. Send securely

Copy the unique secret URL and message it to your borrower via WhatsApp or email.

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3. They choose & pay

The borrower opens the link, sees the remaining schedule, selects instalments, and pays via Stripe.

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4. Automatically tracked

Funds go to your payout account, and both of your dashboards update instantly.

No interest, ever

Amounts are strictly the principal owed. The borrower only pays the exact instalment amount.

No borrower account needed

Borrowers can access the link and make payments seamlessly without needing to register.

Secret & controllable

The link is a random secret. You can regenerate or disable it entirely with one click.

Direct to your bank

Payments flow directly to your connected Stripe account, never held by us.

Privacy by design

A repayment link is only visible to whoever you share it with. If a user is signed in when they first open it, they'll be securely locked in as the borrower. The view is strictly read-only and designed to protect financial privacy.

Frequently Asked Questions

Ready to simplify repayments?

Join others tracking their ethical loans with dignity and transparency.

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